ID Theft and Fraud Prevention
Identity theft is a real concern to all of us. By providing personal information wisely and cautiously, you can minimize the risk and help guard against identity theft.
Please contact TFB IMMEDIATELY if you suspect that your identity or account information has been compromised.
Tecumseh Federal Bank offers the following tips:
- Don't reveal personal identifying information unless you are sure of how it will be used and whether it will be shared with others.
- Don't give out personal information on the phone, through the mail, or over the Internet, unless you have initiated the contact or know who you are dealing with.
- Pay attention to your billing cycles. A missing credit card bill could mean an identity thief may have gotten access to your account and changed your billing address.
- Guard your mail by depositing your outgoing mail in a post office collection box or at your local post office.
- Select and place secure passwords on your credit card, bank, and phone accounts.
- Keep items with personal information in a safe place. Tear or shred documents you are discarding, including expired charge cards and credit offers you receive in the mail.
|
- Be cautious about where you leave personal information in your home.
- Find out who has access to your personal information at work and verify that records are kept in a secure location.
- Maintain current and accurate records of all credit cards in your name, along with address and phone numbers in a secure place in the event your wallet or purse is lost. Contact credit card companies immediately and ask for notification of excessive inquiries into your credit records.
- Don't carry your Social Security card in your wallet or purse. Give your Social Security number only when absolutely necessary. Request to use other types of identifiers when possible.
- Check your credit report once a year to make sure it is accurate and includes only activities you have authorized.
- If an offer sounds highly suspicious or too good to be true, it probably is.
|
|