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Personal Loans

Tecumseh Federal Bank offers a complete range of Personal Loan products to meet each of our customer’s individual needs. With TFB, you will receive professional service, competitive rates, and an efficient closing on your new loan.

Mortgage Loans

Home Loans are our specialty! Since 1904, Tecumseh Federal Bank’s primary lending focus has been for the purpose of constructing, purchasing, refinancing, or improving residential properties.

Whether it is your first home or you are looking to refinance, we are here to guide you every step of the way. Your loan is important to us; TFB underwrites all of its loans and holds them in our portfolio. Your loan and data will not be sold to another company. Our qualified and courteous lending personnel will be those who answer your questions and service your requests.

We offer low closing costs, no document preparation fees, and no prepayment penalties! A variety of terms and options are also offered to each of our customers to meet their Personal Loan needs.

Need more information on our current rates? Contact us today!


Ready to get started on the loan process?  Print and complete the Mortgage Loan Application and send it to TFB and one of our loan officers will contact you.


The June 2024 index rate for ARM adjustments is 7.250%.

Consumer Loans

Are you consolidating debt, adding home improvement projects to your house, planning a wedding, or just facing some unforeseen expenses? TFB can guide you on financing your most recent life event using collateral such as real estate, automobiles, or other personal property.

We will work with you to put together a loan that fits your unique situation, ensuring the best possible outcome. We offer financing with competitive rates and terms. Allow us to partner with you by utilizing our professional service, quick decisions, and efficient loan closings.


Auto Loans

Tecumseh Federal Bank wants to help you find a vehicle that suits your needs and works with your budget. We offer new and used vehicle financing at competitive rates and terms.

Whether you’re looking to buy new or used, we can find a way to get you happily behind that steering wheel. Our trained loan specialists will arrange hassle-free financing for your new vehicle at competitive rates.

  • Less time at the Dealer
  • Get Pre-approved before you go shopping
  • Variety of terms and options available

Get Pre-approved! Buy or Refinance!

Need assistance on the application? Contact us and we will be happy to help!


Home Equity Lines of Credit (HELOC)

A Home Equity Line of Credit (HELOC) loan can be an easy, affordable way to handle your finances. Use the equity in your home to get the cash you need. Whether purchasing a new car, consolidating debt, making home improvements, or planning your next vacation, we can help.

The interest paid on a home equity line of credit may be used to reduce your taxable income. *Please consult with your tax advisor concerning the tax deductibility of any loan.

Our courteous and qualified lending personnel are here to answer any questions that you may have to get you started; they are ready to guide you every step of the way.


Nebraska Energy Loans

Tecumseh Federal Bank is proud to be one of Nebraska’s lending institutions to offer Nebraska Energy Loans. Energy Efficient Housing Loans and Dollar & Energy Savings Loans are offered in partnership by Tecumseh Federal Bank with the Nebraska Department of Environment and Energy (NDEE). Energy loans are not only environmentally friendly, but are also very cost-efficient and can be financed with a low-interest rate.

Energy Efficient Housing Loans

  • Long-term permanent financing on newly constructed, single family detached dwellings in Nebraska.
  • Current interest rates are based off of Freddie Mac’s Primary Mortgage Market Survey.
  • NDEE’s program guidelines can be found on NDEE's website.
  • To remain eligible for this loan, the home owner must receive NDEE written approval of their application prior to applying for a building permit, if required, and prior to any construction or ground breaking.
  • Construction Loan should be obtained from a local lender. This may be a NDEE participated construction loan or a conventional construction loan.
  • Construction may not begin prior to NDEE approving the project.

Dollar & Energy Savings Loans

  • Prequalified projects for home and building improvements such as new windows and doors, insulation, high-efficiency water heaters, thermostats, or heating and air conditioning equipment.
  • NDEE’s program guidelines can be found on NDEE's website.
  • Projects must have approval from NDEE prior to purchase or signing of contract.

Contact our lenders for more details on our Energy Efficient Loans.


TFB Nebraska Agents

Loan agents are located throughout the State of Nebraska. Contact the office and agent closest to you. They will be able to answer your questions and assist you in the application and the loan processing.

TFB Nebraska Agents by Town


Cheryl Ginkens

Sandhills Land and Property Management

312 S Elm St

Gordon, NE 69343

Call 308-282-1140


Tecumseh Federal Bank

160 N 4th St

Tecumseh, NE 68450

Call 402-335-3384

Ready to Get Started?

Visit our Application Center to download and complete your application. Or, if you would rather first visit with one our lending professionals, please contact TFB today to schedule an appointment with one of our lenders to discuss the loan details that fits your financial needs.


Need Assistance in Calculating Your Payments?

Use our financial calculators to help calculate mortgage payments, consumer loan payments, and personal finance. These tools are simple ways to compare borrowing costs and help plan for your future.

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